Background
Cambodia’s Financial Technology Development Policy 2023-2028 provides a policy framework for the development and governance of financial technology activities. The policy helps define how digital financial products and related technologies are described across public institutions and regulated markets.
A digital asset is defined in the amended appendix as a digital representation of value that depends primarily on cryptography and distributed ledger technology or similar technology, and that can be digitally traded or transferred for payment or investment purposes. The amended definition states that central bank digital currency issued by a central bank is not included within the meaning of digital asset or virtual asset. In Cambodia’s regulatory system, definitional changes in policy documents can guide interpretation and coordination across agencies involved in securities, digital economy, and financial technology governance.
Scope of Application
The notice was issued to companies operating in the securities sector and to the general public. It concerns the definition of “digital asset” in the appendix to the Cambodia Financial Technology Development Policy 2023-2028.
Key Provisions or Decisions
According to SERC, the Digital Economy and Business Committee amended the definition of “Digital Asset” in the appendix of the Cambodia Financial Technology Development Policy 2023-2028 following approval from the Prime Minister.
The amended definition states: “Digital Asset or Virtual Asset is defined as a digital representation of value that depends primarily on cryptography and a distributed ledger or similar technology and that can be digitally traded or transferred for payment or investment purposes. Digital Asset or Virtual Asset does not include central bank digital currency (CBDC) issued by a central bank.”
Implications for Investors, Businesses, or Compliance
The update provides a clarified reference point for securities-sector firms and market participants when reading Cambodia’s fintech policy materials. It also distinguishes digital assets or virtual assets from central bank digital currency within the policy appendix, which may affect how institutions categorize products or activities in internal compliance and regulatory analysis.
Official Source
Securities and Exchange Regulator of Cambodia (SERC), notice published on 2 April 2026.
Source: Official Facebook post
