Background
The Secured Transactions Filing Office System (SETFO) functions as the electronic registry for notices of security interests and associated service fee transactions administered by the Ministry of Commerce. SETFO 2.0 is an electronic filing system for recording secured-transaction notices and related service fee transactions.
The Ministry of Commerce announced that SETFO 2.0 has been integrated with Canadia Bank Plc to enable online payment of secured-transaction filing service fees. The integration is effective from the date of the Ministry’s announcement on 8 October 2026.
Scope of Application
The integration applies to users and filers who submit secured-transaction notices through SETFO 2.0 and who are required to pay the system’s filing service fees. Payment routing for those fee transactions will be processed through Canadia Bank’s online payment channel when using SETFO 2.0.
Key Provisions or Decisions
- SETFO 2.0 has been connected to Canadia Bank Plc to accept online payments for secured-transaction filing service fees.
- The online payment linkage became effective on 8 October 2026, the date published by the Ministry of Commerce.
- The decision changes the available payment channel for SETFO 2.0 fee settlements to include Canadia Bank’s online payment interface.
Implications for Investors, Businesses, or Compliance
Filing procedures that require payment of service fees will now route payments via Canadia Bank’s online payment channel when initiated through SETFO 2.0. Entities that submit secured-transaction notices should account for the Canadia Bank online payment channel in their administrative and accounting workflows for filing fees.
Official Source
Ministry of Commerce announcement (8 October 2026): https://www.facebook.com/moc.gov.kh/posts/pfbid02MzT3qBSibxBqUfJXZ5khZkb3egBYSccKTenB1AUm2eVLY8CeAr8XQYiW4cDwD85wl



