Background
Credit Bureau Cambodia (CBC) announced the official release of its Loan Situation Report 2025 on its website. According to the announcement, the report covers both consumer credit and commercial credit in Cambodia.
Scope of Application
The report presents nationwide credit data with selected breakdowns by province and capital. The published highlights refer to outstanding credit balances, the share of female borrowers, and the rate of loans with repayments overdue by more than 90 days.
Key Provisions or Decisions
CBC stated that the report includes the following key findings:
- The top three markets with the highest outstanding credit balances were Phnom Penh at KHR 126,860,546.17 million, representing 51% of the national total; Kandal at KHR 13,450,850.29 million, representing 5.4%; and Kampong Speu at KHR 10,608,693.09 million, representing 4.3%.
- The four markets with the highest share of female borrowers were Kampong Chhnang, Pursat, Kampong Cham, and Takeo, at 54%.
- The three markets with the lowest rates of loans overdue by more than 90 days were Svay Rieng at 4.21%, Kep at 4.95%, and Phnom Penh at 5.44%.
Implications for Investors, Businesses, or Compliance
The publication provides a reference source on credit conditions across Cambodian markets, including geographic concentration of outstanding balances and selected repayment indicators. It may be relevant to lenders, investors, and businesses monitoring credit market distribution and borrower profiles, but the announcement does not state any new regulatory requirement or compliance measure.
Official Source
Credit Bureau Cambodia published the announcement on 24 March 2026 and directed readers to the Loan Situation Report 2025 on its website: https://www.creditbureau.com.kh/data-for-good-loan-situation-report.
